Debra Smith
Licensed Real Estate Salesperson
REALTOR®
Margaretville, NY
Office: (845) 586-3321 (973) 479-6445
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48 Towpath Lane, Waterford, NY 12188

New - 20 Hours Ago
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Property Description

Experience luxury waterfront living in this stunning 4-bedroom, 3-bath custom home, perfectly positioned along the Mohawk River in the highly sought-after Shenendehowa School District. Situated on approximately 0.78 acres that lives much larger, this exceptional property offers the perfect blend of elegance, privacy, and outdoor living. Enjoy direct river access and a beautifully landscaped backyard designed for both relaxation and entertaining, featuring a resort-style in-ground pool with a 1-year-old liner, tranquil water feature, expansive Trex deck, and mature trees that create your own private oasis. Inside, quality craftsmanship shines throughout with a chef's kitchen featuring granite countertops, spacious sun-filled living areas, a cozy gas fireplace, and timeless finishes. Recent improvements provide exceptional peace of mind, including a 3-year-old roof, new HVAC system (2024), new natural gas hot water heater, new refrigerator, and new flooring throughout the second level. The expansive basement with full-size windows and a Bilco egress offers endless possibilities to create additional finished living space. Combining luxury, thoughtful updates, direct waterfront access, and an unbeatable location, this is a rare opportunity to own one of the Capital Region's premier waterfront homes.

48 Towpath Lane | MLS# 202621927

This single family home located at 48 Towpath Lane, Waterford, NY 12188 is currently listed for sale with an asking price of $799,900. This property was built in 2004 and has 4 bedrooms and 3 full baths with 3492 sq. ft. Towpath Lane is located in the Riverbend subdivision within the Shenendehowa school district. Search Riverbend real estate on debbie-smith.timberlandproperties.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Exterior Entry, Full, Interior Entry, Unfinished
Cooling: Central Air
Fireplaces: 1
Garage: 2
Heating: Forced Air, Natural Gas
Home Style: Custom
Lot Size: 0.78 Acres
Roof Type: Shingle, Asphalt
Taxes: $13,818
Year Built: 2004

Feature Descriptions

Appliances: Dishwasher, Gas Oven, Gas Water Heater, Humidifier, Microwave, Range Hood, Refrigerator
Body of Water: Mohawk River
Body of Water: Mohawk River
Doors: Sliding Doors
Exterior: Stone, Vinyl Siding
Exterior: Lighting
Fencing: Back Yard
Fireplace: Family Room, Gas
Flooring: Hardwood
Interior: Paddle Fan, Vaulted Ceiling(s), Walk-In Closet(s), Built-in Features, Cathedral Ceiling(s), Central Vacuum, Ceramic Tile Bath, Kitchen Island
Laundry: Laundry Room, Main Level
Lot: Sprinklers In Front, Sprinklers In Rear, Views, Landscaped
Parcel #: 415489 285.14-3-15
Parking: Off Street, Paved, Attached, Driveway
Parking Total: 12
Parking Total: 12
Patio/Porch: Covered, Front Porch
Pool: In Ground, Outdoor Pool
Rooms Total: 14
Sewer: Public Sewer
Special View Info: River, Trees/Woods, Water
SQFT Above Grade Finished: 3492
Structures: Gazebo
Swimming Pool: Yes
Water: Public
Waterfront: River Front

Room Sizes

Kitchen: Level - First
Laundry: Level - First
Dining Room: Level - First
Living Room: Level - First
Family Room: Level - First
Foyer: Level - First
Full Bathroom: Level - Second
Office: Level - First
Bedroom: Level - Second
Primary Bedroom: Level - Second
Primary Bathroom: Level - Second

Local Schools

High School: Shenendehowa
School District: Shenendehowa

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Estimated Payment

$ 3,165.03 per month $1,780.23 Principal & Interest $1,151.50 Property Tax $233.30 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: KW Platform
Agency Phone: 1 518-724-5800

Shown By

Agent Name: Debra Smith
Agent Phone: (973) 479-6445
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/17/2026. The listing information on this page last changed on 07/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 07/17/2026 12:30:43 AM EST) or Global MLS (last updated Fri 07/17/2026 12:22:34 AM EST) or New York State Alliance MLS (last updated Fri 07/17/2026 12:27:06 AM EST) or Hudson Valley Catskill Region MLS (last updated Fri 07/17/2026 12:11:19 AM EST) or OneKey MLS (last updated Fri 07/17/2026 12:28:30 AM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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